If you are buying a used car privately or selling a car Finance West can facilitate a car loan for private sale.  Private car sales can be a great deal and being able to get a private car loan makes buying a car from a private seller a very easy and safe process.  When buying a used car privately many buyers are not sure about the process and worry about potential scams.  Private used car sales financing is a service we have been offering for 10 years, our experience is something that puts both the buyer and seller at ease.  Private car finance does not mean higher interest rates as our private auto loan financing is offered at prime bank rates available through several national lenders.  That said our private vehicle finance is also available to clients who have challenged or bad credit, all our private party auto loan rates will be at the best rate the client qualifies for. As a direct lender Finance West can make buying a car privately as easy as making the decision to call.  Finance West wants to be your private car finance company!!

Private Buyer
- Getting an auto loan for private sale vehicles does not have to be difficult or result in paying higher interest rates.  Getting a car on finance privately means you can find your dream car virtually anywhere, our ability to offer private car finance can give you piece of mind about your buying decision. Timing is always important in car finance and this is no different when financing a car from a private seller, dealing with private car sales is something we do frequently. Not only can we provide a private auto loan but we can ensure a smooth, secure and timely purchase process. Ask about a pre-approval for your private car loan so you can go shopping for your next car with confidence, knowing your car finance is already in place. To learn more contact us in person, by email at or by phone and we will be happy to explain the process.

Private Seller
- Selling a car on finance privately gives a buyer an option and can make it a lot easier to sell your vehicle. Car finance, the ability to finance their purchase, is the reason many clients buy from dealerships. By financing a car from a private seller Finance West removes this disadvantage.  Buyers want to take advantage of the private car sales by owner market and our ability to assist all levels of credit with competitive interest rates means we can help get this done with the safety of dealing with professionals to get you through the process. We can pre-approve your vehicle so you can advertise "Private party auto financing available".  We do all this at no cost to you, contact us in person, by email at or by phone and we will be happy to explain the process.

Buyer FAQ'S

Q - What interest rates are available if I am buying a car privately?

A - Private party auto loan rates can start as low as 4.99% although there are factors such as credit score and the year of the vehicle that affect this.  We will get you the best rate you qualify for on your car loan private finance.

Q - Can I finance an older vehicle through a private auto loan?

A - Yes, as vehicles get older there are less options available but we do offer private vehicle finance on older units. We also offer collector car financing and this is typically always a private car loan.

Q - The vehicle I want to buy is not very expensive, can I still get used car private finance?

A - Yes, we can do small auto loans on our private sale vehicle financing programs.

Q - Can I purchase an extended warranty when buying a car privately?

A - Yes, the vehicle does need to pass a simple inspection but this is something that should be done anyway. Typically, we can include the warranty purchase in your private car loan payment.

Q - What exactly is GAP Insurance and can I get it on a private car loan?

A - GAP is an acronym for "Guaranteed Asset Protection" so if your vehicle is written off it protects you against any negative difference between the insurance company payout and the balance remaining on your private car finance. GAP is very affordable and can be purchased and included in your private car loan payment.

Private Seller FAQ'S

Q - Can I sell my financed car?

A - Can I sell my car with a loan on it is a common question. The basic answer is "Yes" providing you owe less than the selling price or can pay the difference between the selling price and the remaining amount owing to the finance company.

Q - What are the requirements of my vehicle to qualify for a private party sale?

A - Any private used car for sale by owner must be in good mechanical condition. Any funder wants to know the vehicle is in a safe, useable condition before providing private sale vehicle financing.

Q - Where can I post my car for sale and offer private sale financing?

A - You can post your car for sale at Edmotnon Auto Loans, where people can apply directly for financing on your vehicle.

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Finance West Inc. Head Office


144 - 50th Avenue SE, Calgary, Alberta T2G 2A8

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